7SPIN Baccarat House Edge: What Each Side Wager Costs

The baccarat house edge on a side bet is what that wager costs over the long run, and it is never the same as the edge on the main hand. Side bets are separate wagers placed alongside the main Player or Banker hand, resolved by something other than who wins the hand outright — a pair in the first two cards, the size of the winning margin, or how many cards the round draws. Eight of them turn up across most baccarat tables, each with its own trigger and its own posted paytable.

Baccarat House Edge: Eight Side Wagers and What Triggers Each One

Trigger condition	Side bets
A pair in the first two cards	Player Pair, Banker Pair, Either Pair, Perfect Pair
How many cards the round draws	Big, Small
The size of the winning margin	Dragon Bonus
Banker winning with a specific total	Lucky 6 (Super 6)

None of the eight decide who wins the main Player or Banker hand — each resolves on its own separate condition instead.

Player Pair

Trigger	Payout
The Player hand’s first two cards share the same rank	Set by the table’s own posted paytable

Player Pair resolves before the third-card draw matters, since it only looks at the first two cards dealt to Player.

Banker Pair

Trigger	Payout
The Banker hand’s first two cards share the same rank	Set by the table’s own posted paytable

Banker Pair mirrors Player Pair exactly, checking the same two-card condition on the other side of the table.

Either Pair

Trigger	Payout
Player’s first two cards or Banker’s first two cards share a rank	Set by the table’s own posted paytable

Either Pair wins on the same condition as Player Pair or Banker Pair, combined into a single wager that covers both sides at once.

Perfect Pair

Trigger	Payout
A pair lands as two cards of the same rank and the same suit	Set by the table’s own posted paytable

Perfect Pair is the stricter version of a pair bet: matching rank alone is not enough, the suit has to match too, which is why it sits behind Player Pair and Banker Pair as a narrower condition to hit.

Big

Trigger	Payout
The round resolves with more cards drawn rather than fewer	Set by the table’s own posted paytable

Big is a bet on how many cards the round takes to resolve, not on who wins — it reads the draw itself as its own event.

Small

Trigger	Payout
The round resolves without either side drawing a third card	Set by the table’s own posted paytable

Small is the mirror of Big: a wager that the hand ends on the first two cards each side is dealt, no draw included.

Dragon Bonus

Trigger	Payout
The winning side’s margin over the other, including a natural win	Set by the table’s own posted paytable, scaled to the margin

Dragon Bonus is the one side bet on this table that pays a range rather than a single fixed multiple, because the size of the winning margin is what the payout scales against.

Lucky 6 (Super 6)

Trigger	Payout
Banker wins specifically with a three-card or two-card total of six	Set by the table’s own posted paytable

Lucky 6 is narrower than a straight bet on Banker: Banker has to win, and has to win with exactly a six, for this one to pay.

How to Read a Side Bet’s Paytable Before You Stake One

1. Find the side bet’s name on the table’s posted paytable, not on a separate app screen.
2. Read the multiple it pays at that specific table before staking it — the trigger is fixed, the payout is not.
3. Check whether the maximum bet rule attached to any active bonus applies to the side bet the same way it applies to the main hand.

Every side bet above sits on top of the main game explained on the live casino rules pillar, and the same posted-paytable rule applies at a baccarat betting strategy table running a faster round.